The future of payments will be tokenized (and what it means for software companies) with Colin Luce

May 13, 2025
The Payments Strategy Show

In this episode, Basis Theory Co-Founder and CEO Colin Luce joins Rainforest Founder and CEO Joshua Silver for a deep dive on payments orchestration, tokenization, and vaulting.

They discussed:

  • The number one reason to invest in payment orchestration (hint: it's not least-cost routing)
  • How software companies can protect their merchant onboarding data and get more control over their payment processing
  • The sneaky retention tactic some legacy payment providers still use -- and how data vaulting can help software platforms break free
  • Why the promise of "use network tokens and save 10 bps" has yet to be realized
  • Exactly what is Payments 3.0, and the capability it is unlocking for software platform

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