Fintech data is the next competitive moat with Malik Velani and Jason Key

November 18, 2025
The Payments Strategy Show

Vertical SaaS operators understand the importance of data, but it’s easy to discount merchant onboarding data and payment data because historically those have belonged to the payment provider.

On this episode, Preczn cofounders Malik Velani and Jason Key share how vertical SaaS platforms can take control of their merchant, customer, and payment data to accelerate payment migrations, increase attach rates, and grow fintech revenue. 

They covered:

  • The hidden costs of letting a payment provider own your merchant onboarding and payment data
  • Why merchant onboarding is the biggest barrier to payment adoption and efficient migrations
  • How software companies can increase payments and fintech attach rates with pre-filled onboarding applications
  • Two factors vSaaS leaders must consider when evaluating embedded fintech opportunities
  • How platforms can go beyond data ownership and leverage it to build a sustainable competitive advantage

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